September 29, 2023

Axis bank savings account balance enquiry

Importance of tracking your savings account balance

Tracking your savings account balance is crucial for effective financial management. Here are the key reasons why it is important:

  1. Financial Awareness: By regularly monitoring your savings account balance, you stay informed about the available funds at your disposal. This awareness helps you make informed decisions regarding your expenses, savings, and investments.
  2. Budgeting and Planning: Knowing your savings account balance allows you to create a realistic budget and plan your financial goals accordingly. You can allocate funds for essential expenses, savings, debt payments, and other financial commitments more effectively.
  3. Avoiding Overdrafts and Penalties: Keeping track of your balance helps prevent overdrawing from your account. Overdrafts can result in costly fees and penalties imposed by the bank. By monitoring your balance, you can ensure that you have sufficient funds to cover your expenses and avoid unnecessary charges.
  4. Detecting Unauthorized Activity: Regularly checking your savings account balance enables you to identify any suspicious or unauthorized transactions promptly. This allows you to take immediate action to safeguard your funds and report any fraudulent activity to the bank.
  5. Achieving Financial Goals: Tracking your balance helps you gauge your progress towards achieving your financial goals. Whether it’s saving for a down payment, funding a vacation, or building an emergency fund, monitoring your account balance helps you stay on track and make adjustments if necessary.
  6. Peace of Mind: Having an up-to-date understanding of your savings account balance provides peace of mind. You can rest assured that you have control over your finances and are prepared for any unexpected expenses or financial emergencies.

In summary, tracking your savings account balance empowers you to make informed financial decisions, avoid unnecessary fees, detect fraud, achieve your goals, and enjoy peace of mind knowing that you are in control of your financial well-being.

Axis Bank’s reputation and services

Axis Bank has established itself as one of the leading banking institutions in India, renowned for its reputation and comprehensive range of services. Here are the key aspects of Axis Bank’s reputation and services:

  1. Trust and Reliability: Axis Bank has gained the trust of millions of customers through its reliable banking services. With a strong presence and a history of serving customers effectively, the bank has built a reputation for its commitment to financial security and customer satisfaction.
  2. Extensive Branch and ATM Network: Axis Bank boasts an extensive network of branches and ATMs across the country, ensuring easy accessibility for customers. This widespread presence allows customers to conveniently perform banking transactions, including balance enquiry, cash withdrawals, and more.
  3. Diverse Range of Products and Services: Axis Bank offers a diverse portfolio of products and services tailored to meet the varied needs of its customers. These include savings accounts, current accounts, fixed deposits, loans, credit cards, insurance, and investment options. The bank’s comprehensive suite of offerings caters to individuals, businesses, and corporates.
  4. Innovative Digital Banking Solutions: Axis Bank has embraced digital transformation, providing customers with a range of innovative digital banking solutions. The bank’s user-friendly internet banking platform and mobile banking app offer features such as balance enquiry, fund transfers, bill payments, and real-time account management, ensuring convenience and efficiency for customers.
  5. Customer-Centric Approach: Axis Bank prioritizes customer satisfaction by focusing on personalized services and understanding individual financial needs. The bank provides dedicated customer support through multiple channels, including phone banking, email, and branch assistance. The customer-centric approach sets Axis Bank apart and contributes to its positive reputation.
  6. Emphasis on Security and Technology: Axis Bank places a strong emphasis on security and adopts advanced technology to protect customer information and transactions. The bank employs robust security measures, including multi-factor authentication and encryption, to ensure the integrity and confidentiality of customer data.
  7. Commitment to Corporate Social Responsibility: Axis Bank is actively involved in various corporate social responsibility initiatives, aiming to make a positive impact on society. The bank focuses on areas such as education, healthcare, skill development, and environmental sustainability, demonstrating its commitment to social welfare.

In summary, Axis Bank’s strong reputation is built on its trustworthiness, extensive network, diverse range of products and services, innovative digital solutions, customer-centric approach, emphasis on security, and commitment to corporate social responsibility. With its comprehensive offerings and commitment to customer satisfaction, Axis Bank continues to be a preferred banking partner for individuals and businesses in India.

II. Understanding Axis Bank Savings Account

Features and benefits of Axis Bank savings account

Axis Bank savings accounts come with a host of features and benefits that cater to the diverse financial needs of individuals. Here are the key features and benefits of Axis Bank savings accounts:

  1. Easy Account Opening: Opening a savings account with Axis Bank is a hassle-free process. Customers can apply online or visit a nearby branch with the necessary documents to initiate the account opening procedure.
  2. Multiple Account Variants: Axis Bank offers a range of savings account variants to suit different customer requirements. These include Basic Savings Account, Axis Bank Prime Savings Account, Axis Bank Women’s Savings Account, and Axis Bank Youth Account. Each variant is designed with specific features and benefits to cater to the unique needs of various customer segments.
  3. Competitive Interest Rates: Axis Bank savings accounts provide attractive interest rates, allowing customers to earn on their savings. The interest is calculated on a daily or monthly basis, depending on the account variant, and is credited to the account at regular intervals.
  4. Zero Balance Facility: Some Axis Bank savings accounts offer the benefit of maintaining a zero balance. This feature is particularly advantageous for individuals who may not be able to maintain a minimum balance requirement.
  5. Debit Card and ATM Access: Axis Bank savings account holders receive a debit card that provides convenient access to their funds. The debit card can be used at Axis Bank ATMs as well as other ATMs across the country for cash withdrawals, balance enquiries, and other banking transactions.
  6. Net Banking and Mobile App: Axis Bank savings account holders can enjoy the convenience of net banking and a mobile app. These digital platforms allow customers to check their account balance, transfer funds, pay bills, and perform various banking transactions from the comfort of their homes or on the go.
  7. Bill Payment and Fund Transfer: Axis Bank savings account holders can easily pay utility bills, make mobile recharges, and transfer funds to other accounts using online banking channels. This simplifies the payment process and offers greater convenience.
  8. Insurance and Investment Options: Axis Bank savings accounts may provide access to insurance products and investment options. Customers can explore various insurance plans, mutual funds, and other investment instruments to grow their wealth and secure their financial future.
  9. Personalized Customer Service: Axis Bank is known for its customer-centric approach. Account holders receive personalized assistance from dedicated customer service representatives who can address their queries, concerns, and banking needs promptly and efficiently.
  10. Additional Benefits: Axis Bank savings accounts often come with additional benefits such as reward programs, cashback offers, and discounts on various products and services. These perks enhance the overall banking experience for customers.

In summary, Axis Bank savings accounts offer a wide range of features and benefits, including easy account opening, competitive interest rates, debit card and ATM access, digital banking facilities, bill payment and fund transfer options, insurance and investment opportunities, personalized customer service, and additional benefits. These features cater to the diverse financial needs of customers, making Axis Bank a reliable choice for managing and growing their savings.

Types of savings accounts offered by Axis Bank

1. Basic Savings Account

The Basic Savings Account offered by Axis Bank is designed to provide individuals with a simple and accessible banking solution. Here are the key features and benefits of the Basic Savings Account:

  1. Minimum Balance Requirement: The Basic Savings Account has a low minimum balance requirement, making it easier for individuals to open and maintain the account. This ensures that customers can enjoy the benefits of a savings account without the burden of maintaining a high balance.
  2. Easy Account Opening: Opening a Basic Savings Account with Axis Bank is a straightforward process. Customers can apply online or visit a nearby branch with the required documents to initiate the account opening procedure.
  3. Interest on Savings: The Basic Savings Account offers a competitive rate of interest on the deposited funds. This allows customers to earn on their savings and maximize their financial growth.
  4. Debit Card: Account holders receive a debit card that provides convenient access to their funds. The debit card can be used at Axis Bank ATMs as well as other ATMs across the country for cash withdrawals, balance enquiries, and other banking transactions.
  5. Digital Banking Facilities: Basic Savings Account holders can enjoy the convenience of digital banking through Axis Bank’s net banking and mobile app. These platforms allow customers to check their account balance, transfer funds, pay bills, and perform various banking transactions from the comfort of their homes or on the go.
  6. Nomination Facility: Customers can nominate a beneficiary for their Basic Savings Account, ensuring that their savings are easily transferable to their loved ones in case of any unfortunate event.
  7. Convenient Fund Transfer: Basic Savings Account holders can transfer funds easily through online banking channels. This enables quick and hassle-free transactions to other accounts within Axis Bank or to accounts in other banks.
  8. Personalized Customer Service: Axis Bank provides personalized customer service to Basic Savings Account holders. Customers can reach out to dedicated customer service representatives for any queries, concerns, or assistance they may require.
  9. Additional Services: Basic Savings Account holders may also have access to additional services offered by Axis Bank, such as insurance products and investment options. This allows customers to explore avenues for wealth creation and financial security.

In summary, the Basic Savings Account offered by Axis Bank provides individuals with a convenient and accessible banking solution. With its low minimum balance requirement, competitive interest rates, debit card, digital banking facilities, nomination facility, convenient fund transfer options, personalized customer service, and additional services, the Basic Savings Account caters to the basic banking needs of customers and helps them manage their finances effectively.

2. Axis Bank Prime Savings Account

The Axis Bank Prime Savings Account is a premium savings account designed to offer enhanced features and benefits to customers. Here are the key features and benefits of the Axis Bank Prime Savings Account:

  1. Exclusive Banking Privileges: The Prime Savings Account provides customers with exclusive banking privileges and personalized services, catering to their unique financial requirements and preferences.
  2. Priority Service: Account holders of the Prime Savings Account receive priority service at Axis Bank branches, ensuring faster and efficient assistance for their banking needs.
  3. Higher ATM Withdrawal Limits: Customers with a Prime Savings Account enjoy higher daily ATM withdrawal limits compared to regular savings accounts. This provides greater flexibility in accessing funds when needed.
  4. Preferential Interest Rates: The Prime Savings Account offers preferential interest rates on the deposited funds, enabling customers to earn higher returns on their savings.
  5. Free Personalized Cheque Book: Account holders receive a personalized cheque book at no additional cost, allowing them to make convenient payments and transactions as per their requirements.
  6. Complimentary Debit Card: The Prime Savings Account comes with a complimentary debit card that provides access to a range of benefits, including cash withdrawals, shopping, dining, and travel privileges.
  7. Enhanced Digital Banking Features: Account holders can enjoy advanced digital banking features such as higher transaction limits, extended fund transfer facilities, and additional security measures for online transactions.
  8. Lifestyle Benefits and Offers: Prime Savings Account holders have access to exclusive lifestyle benefits, including discounts, rewards, and offers on shopping, dining, entertainment, and travel from partner merchants.
  9. Personal Relationship Manager: Customers with a Prime Savings Account are assigned a dedicated Relationship Manager who provides personalized assistance, financial advice, and guidance on various banking and investment options.
  10. Additional Services: The Prime Savings Account may also offer additional services such as wealth management solutions, investment advisory services, priority access to loan products, and insurance options to help account holders meet their financial goals.
  11. Access to Premium Banking Channels: Account holders can access premium banking channels such as priority service desks, exclusive lounges at select branches, and dedicated customer care helpline for a seamless banking experience.

In summary, the Axis Bank Prime Savings Account offers customers an elevated banking experience with exclusive privileges, personalized services, higher ATM withdrawal limits, preferential interest rates, a complimentary debit card, enhanced digital banking features, lifestyle benefits, a personal Relationship Manager, and access to premium banking channels. This account is tailored to meet the financial needs of discerning customers who seek superior banking services and an array of additional benefits.

3. Axis Bank Women’s Savings Account

The Axis Bank Women’s Savings Account is specifically designed to cater to the financial needs and aspirations of women. It offers a range of features and benefits that empower women to manage their finances effectively. Here are the key features and benefits of the Axis Bank Women’s Savings Account:

  1. Zero Balance Requirement: The Women’s Savings Account allows women to open and maintain the account without any minimum balance requirement. This feature provides flexibility and convenience, especially for women who may not have a regular income source.
  2. Specialized Debit Card: Account holders receive a specialized debit card that comes with exclusive offers, discounts, and benefits on shopping, dining, travel, and lifestyle-related expenses. The card is designed to provide added convenience and savings for women.
  3. Higher ATM Withdrawal Limits: The Women’s Savings Account offers higher daily ATM withdrawal limits compared to regular savings accounts. This provides women with greater flexibility in accessing funds when needed.
  4. Preferential Interest Rates: Account holders of the Women’s Savings Account enjoy preferential interest rates on their savings, allowing them to earn higher returns on their deposited funds.
  5. Personalized Insurance Solutions: Axis Bank provides personalized insurance solutions, including life insurance, health insurance, and critical illness cover, to help women safeguard their financial well-being and protect their loved ones.
  6. Health and Wellness Benefits: The Women’s Savings Account offers health and wellness benefits such as discounts on health check-ups, gym memberships, wellness packages, and preventive healthcare services, promoting overall well-being.
  7. Shopping and Lifestyle Offers: Account holders have access to exclusive shopping and lifestyle offers from partner merchants. These offers encompass a wide range of products and services, providing women with opportunities for savings and enriching experiences.
  8. Financial Education and Advisory: Axis Bank offers financial education programs and advisory services to empower women with knowledge and guidance on money management, investments, and financial planning. This enables women to make informed decisions about their finances and work towards achieving their financial goals.
  9. Convenient Banking Services: The Women’s Savings Account provides convenient banking services such as online banking, mobile banking, and phone banking, allowing women to access and manage their accounts easily from anywhere, at any time.
  10. Dedicated Customer Support: Account holders receive dedicated customer support from Axis Bank’s team, ensuring prompt and efficient resolution of queries and assistance with banking-related matters.

In summary, the Axis Bank Women’s Savings Account is designed to empower women with financial independence and support their financial aspirations. With features such as zero balance requirement, specialized debit card, higher ATM withdrawal limits, preferential interest rates, personalized insurance solutions, health and wellness benefits, shopping and lifestyle offers, financial education and advisory, convenient banking services, and dedicated customer support, the Women’s Savings Account offers women a comprehensive banking solution that caters to their specific needs and priorities.

4. Axis Bank Youth Account

The Axis Bank Youth Account is a specialized savings account designed for young individuals, typically between the ages of 18 and 25. This account offers a range of features and benefits tailored to meet the unique financial needs and aspirations of the youth. Here are the key features and benefits of the Axis Bank Youth Account:

  1. Zero Balance Requirement: The Youth Account allows young individuals to open and maintain the account without any minimum balance requirement. This makes it easier for them to start their banking journey and manage their finances without the burden of maintaining a minimum balance.
  2. Personalized Debit Card: Account holders receive a personalized debit card that comes with attractive designs and features, reflecting the youth-oriented theme. The card provides convenient access to funds and can be used for cash withdrawals, online shopping, and other transactions.
  3. Higher ATM Withdrawal Limits: The Youth Account offers higher daily ATM withdrawal limits compared to regular savings accounts. This gives young individuals more flexibility in accessing their funds whenever they need them.
  4. Digital Banking Facilities: The Youth Account provides access to advanced digital banking facilities, including net banking and a mobile app. These platforms enable young individuals to conveniently manage their account, transfer funds, pay bills, and track their expenses on the go.
  5. Rewards and Discounts: Account holders can enjoy exclusive rewards, discounts, and offers on shopping, dining, entertainment, travel, and lifestyle-related expenses. These perks are specifically curated to appeal to the youth segment and enhance their overall banking experience.
  6. Financial Education and Guidance: Axis Bank offers financial education programs and guidance to help young individuals develop sound financial habits and gain a better understanding of money management, budgeting, savings, and investments.
  7. Goal-Based Savings: The Youth Account encourages goal-based savings by providing tools and features that allow young individuals to set savings targets, track their progress, and work towards achieving their financial goals, whether it’s for education, travel, or other aspirations.
  8. Easy Transition to Regular Accounts: As individuals approach the age limit of the Youth Account, Axis Bank facilitates an easy transition to a regular savings account with higher transaction limits and additional benefits, ensuring a seamless banking experience as they enter a new phase of life.
  9. Personalized Customer Support: Account holders receive personalized customer support from Axis Bank’s team, ensuring quick resolution of queries and assistance with banking-related matters.

In summary, the Axis Bank Youth Account is designed to provide young individuals with a comprehensive banking solution that caters to their specific needs and aspirations. With features such as zero balance requirement, personalized debit card, higher ATM withdrawal limits, digital banking facilities, rewards and discounts, financial education and guidance, goal-based savings, easy transition to regular accounts, and personalized customer support, the Youth Account empowers young individuals to manage their finances effectively, develop healthy financial habits, and work towards their financial goals.

C. Eligibility and documentation requirements

To be eligible for an Axis Bank savings account, including the Basic Savings Account, Prime Savings Account, Women’s Savings Account, and Youth Account, individuals need to meet the following criteria:

  1. Age Requirement: The minimum age requirement to open a savings account with Axis Bank is 18 years. However, for the Youth Account, the maximum age limit is usually 25 years.
  2. Residential Status: Individuals should be resident Indians or have the necessary documentation for Non-Resident Indians (NRIs) or Persons of Indian Origin (PIOs) to open an account.

The documentation requirements for opening an Axis Bank savings account are as follows:

  1. Identity Proof: Customers need to provide a valid and government-issued identity proof document such as Aadhaar card, PAN card, passport, driving license, or voter ID card.
  2. Address Proof: Individuals are required to submit an address proof document, which can include Aadhaar card, passport, utility bills (electricity bill, telephone bill, etc.), bank statement, or rent agreement.
  3. Photograph: Recent passport-sized photographs of the account holder(s) need to be submitted along with the account opening application.
  4. Additional Documents: Depending on the type of savings account and specific requirements, Axis Bank may request additional documents such as income proof, employment details, proof of age, or any other document deemed necessary by the bank.

It is important to note that the exact eligibility criteria and documentation requirements may vary depending on the specific savings account variant and any updates or changes implemented by Axis Bank. It is advisable to visit the official Axis Bank website or contact the nearest branch for the most up-to-date information regarding eligibility and documentation requirements for opening a savings account.

III. Ways to Check Axis Bank Savings Account Balance

A. Internet Banking

  • Registering for Axis Bank internet banking

To register for Axis Bank internet banking and gain access to the online banking services, follow these steps:

  1. Visit Axis Bank’s official website: Open your web browser and navigate to Axis Bank’s official website (www.axisbank.com).
  2. Locate the Internet Banking section: On the homepage, look for the “Internet Banking” or “Login” section. It is usually located at the top right corner of the website.
  3. Click on “Register”: Under the Internet Banking section, you will find an option to “Register” or “New User Registration.” Click on this link to initiate the registration process.
  4. Choose the registration mode: Axis Bank provides two modes for registration – “Using Debit Card” or “Without Debit Card.” Select the appropriate option based on your preference and availability of a debit card.
  5. Provide the required details: Depending on the chosen registration mode, you will be prompted to enter certain details. This typically includes your bank account number, registered mobile number, date of birth, and PAN card number. Follow the instructions and enter the requested information accurately.
  6. Validate your identity: Once you have entered the necessary details, the system will validate your identity. This may involve verifying your mobile number through an OTP (One-Time Password) sent to your registered mobile number.
  7. Set up login credentials: After successful validation, you will be asked to create your login credentials. This usually includes setting up a username and password for your internet banking account. Ensure that you choose a strong password that is unique and not easily guessable.
  8. Accept terms and conditions: Read and accept the terms and conditions associated with Axis Bank’s internet banking service. It is essential to understand and agree to the terms before proceeding.
  9. Complete the registration: Review the information provided, and if everything is accurate, submit the registration form. You may receive a confirmation message or an acknowledgment of your successful registration.
  10. Activation: Depending on the registration mode chosen, you may need to activate your internet banking account. This could involve visiting an Axis Bank ATM, generating an activation code, or contacting the bank’s customer support for assistance. Follow the instructions provided during the registration process to complete the activation.

Once your Axis Bank internet banking account is registered and activated, you can log in using your chosen username and password to access a range of online banking services, including account management, fund transfers, bill payments, and more.

  • Steps to check balance online

To check your Axis Bank account balance online, follow these steps:

  1. Visit Axis Bank’s official website: Open your web browser and go to Axis Bank’s official website (www.axisbank.com).
  2. Log in to your internet banking account: Look for the “Internet Banking” or “Login” section on the homepage. Enter your internet banking username and password in the provided fields. Click on the “Login” button to access your account.
  3. Navigate to the Accounts section: Once you are logged in, navigate to the “Accounts” or “My Accounts” section. This section typically provides an overview of your account details and transactions.
  4. Select the desired account: If you have multiple accounts linked to your internet banking profile, choose the account for which you want to check the balance. Click on the account name or number to proceed.
  5. View your account balance: Once you have selected the account, you should be able to view the account balance on the screen. The balance displayed will reflect the current available balance in your Axis Bank account.
  6. Check for additional details: Along with the balance, you may find other account-related information, such as the account type, branch details, and any recent transactions.
  7. Logout: After checking your account balance, it is important to log out of your internet banking account to ensure the security of your personal information. Look for the “Logout” or “Sign Out” option and click on it to safely exit the session.

It’s worth noting that the specific steps and layout of the Axis Bank internet banking portal may vary slightly, but the general process for checking the account balance online remains similar. If you encounter any difficulties or have further questions, you can reach out to Axis Bank’s customer support for assistance.

B. Mobile Banking App

  • Downloading and installing the Axis Bank mobile app

To download and install the Axis Bank Mobile Banking App on your smartphone, follow these steps:

For Android Users:

  1. Unlock your Android smartphone and go to the Google Play Store.
  2. Tap on the search bar at the top of the screen and type “Axis Bank Mobile Banking App” or “Axis Mobile.”
  3. From the search results, locate the official Axis Bank Mobile Banking App developed by Axis Bank Ltd.
  4. Tap on the app to open its details page.
  5. On the app’s details page, review the app information, ratings, and reviews to ensure it is the official app.
  6. Tap the “Install” button to begin downloading and installing the app on your smartphone.
  7. Once the app is installed, you can find it on your home screen or in the app drawer.

For iOS Users:

  1. Unlock your iPhone and open the App Store.
  2. Tap on the search tab at the bottom of the screen and type “Axis Bank Mobile Banking App” or “Axis Mobile.”
  3. From the search results, locate the official Axis Bank Mobile Banking App developed by Axis Bank Ltd.
  4. Tap on the app to open its details page.
  5. On the app’s details page, review the app information, ratings, and reviews to ensure it is the official app.
  6. Tap the “Get” button to download and install the app on your iPhone.
  7. If prompted, enter your Apple ID password or use Touch ID or Face ID to authorize the installation.
  8. Once the app is installed, you can find it on your home screen or in the app library.

After downloading and installing the Axis Bank Mobile Banking App, follow these additional steps to set up and register for the app:

  1. Open the app on your smartphone.
  2. Tap on the “Register” or “New User” option to initiate the registration process.
  3. Follow the on-screen instructions to provide your Axis Bank account details, personal information, and any additional information required.
  4. Set up your login credentials, such as username and password, as per the app’s instructions.
  5. If prompted, verify your mobile number through an OTP (One-Time Password) sent to your registered mobile number.
  6. Accept the terms and conditions of using the app.
  7. Complete the registration process by submitting the required information.
  8. Once registered, you can log in to the app using your newly created credentials and start using the Axis Bank Mobile Banking App to access and manage your accounts conveniently.

Note: The exact steps and screens may vary slightly depending on the version of the app and your smartphone’s operating system. It is always recommended to download the official Axis Bank Mobile Banking App from the respective app stores to ensure security and reliability.

  • Checking balance through the mobile app

To check your account balance using the Axis Bank Mobile Banking App, follow these steps:

  1. Open the Axis Bank Mobile Banking App on your smartphone. Ensure that you have a stable internet connection.
  2. Enter your login credentials, such as your username and password, to access your account. If you haven’t registered yet, follow the registration process outlined in the app.
  3. Once you are logged in, you will be directed to the home screen of the app.
  4. Look for the “Accounts” or “My Accounts” tab. Tap on it to proceed.
  5. On the Accounts page, you will see a list of your linked bank accounts. Choose the account for which you want to check the balance.
  6. Tap on the selected account to view the detailed account information.
  7. The account details page will display your current available balance, along with other account-related information such as the account number, account type, and branch details.
  8. If you have multiple linked accounts, you can repeat the previous steps to check the balance of other accounts as well.
  9. Take note of the balance displayed, as it represents the real-time available balance in your Axis Bank account.
  10. After checking your account balance, you can explore other features and services offered by the Axis Bank Mobile Banking App, such as fund transfers, bill payments, and more.

Remember to log out of the app after you have finished using it to ensure the security of your account information. The exact steps and layout of the app may vary slightly depending on the version and updates of the app, but the general process for checking your account balance remains consistent.

C. SMS Banking

  • Activating SMS banking service

To activate SMS Banking service for your Axis Bank account, follow these steps:

  1. Visit the official website of Axis Bank or visit your nearest Axis Bank branch.
  2. Obtain the SMS Banking registration form. You can either download it from the website or collect a physical copy from the branch.
  3. Fill out the registration form with accurate details, including your account number, registered mobile number, and any other required information.
  4. Submit the completed registration form to the Axis Bank branch. If you downloaded the form from the website, you can submit it by email or through the bank’s online portal, as specified in the instructions.
  5. After submitting the form, the bank will process your request for SMS Banking activation.
  6. Once your request is processed, you will receive a confirmation SMS on your registered mobile number. This SMS will confirm the successful activation of SMS Banking for your Axis Bank account.
  7. To start using SMS Banking, familiarize yourself with the specific SMS formats and commands provided by Axis Bank. These formats and commands will allow you to perform various banking transactions and access account-related information through text messages.
  8. Ensure that you have sufficient balance in your mobile phone to send and receive SMS messages. Standard SMS charges may apply, so it’s advisable to check with your mobile service provider for any applicable charges.
  9. With SMS Banking activated, you can now use the designated Axis Bank SMS Banking number to send SMS requests and perform transactions such as balance enquiry, mini statement, fund transfers, bill payments, and more.

Remember to keep your registered mobile number updated with the bank to ensure uninterrupted SMS Banking services. If you encounter any issues or need assistance, you can reach out to Axis Bank’s customer support for guidance.

Activating SMS Banking for your Axis Bank account provides you with a convenient way to access account information and perform transactions using simple text messages. It is a useful service for those who prefer non-internet-based banking or have limited access to the internet.

  • Sending balance enquiry SMS

To send a balance enquiry SMS for your Axis Bank account, follow these steps:

  1. Open the messaging app on your mobile phone.
  2. Create a new SMS message.
  3. In the message body, type the following text: BAL <Space> Last 4 digits of your Axis Bank account number.

    For example, if your account number is 1234567890, you would type: BAL 7890.

  4. Send the SMS to the designated Axis Bank SMS Banking number.
  5. Wait for a few moments for the bank’s response.
  6. Shortly, you will receive an SMS reply from Axis Bank containing the details of your account balance.
  7. The SMS will display your current available balance in your Axis Bank account.

Ensure that you have a stable mobile network connection and sufficient balance in your mobile phone to send the SMS. Note that standard SMS charges may apply, so it’s recommended to check with your mobile service provider for any applicable charges.

By sending a balance enquiry SMS using the specified format, you can quickly check your Axis Bank account balance without the need for internet access or visiting a branch.

D. Phone Banking

  • Contacting Axis Bank customer care for balance enquiry

To contact Axis Bank customer care for balance enquiry, follow these steps:

  1. Dial the Axis Bank customer care helpline number: 1800-419-5959 or +91-22-67987700 (for customers calling from outside India).
  2. Listen to the IVR (Interactive Voice Response) options carefully and select the appropriate option for balance enquiry. The exact option number may vary based on the IVR menu at the time of your call.
  3. Follow the instructions provided by the IVR system to enter your account details, such as your account number or registered mobile number. Ensure that you have this information handy.
  4. Once you have entered the required information, the IVR system will process your request.
  5. After processing, you will receive an automated response with your account balance details.
  6. Listen carefully to the balance information provided by the IVR system. Make note of your available balance and any other relevant account details.
  7. If you have any further queries or need assistance, you can choose to speak to a customer care executive by selecting the appropriate option during the call. This will connect you to a live representative who can address your concerns or provide additional information.
  8. Communicate your query or request for any further assistance related to your account balance to the customer care executive. They will assist you accordingly.

Remember to keep your account details confidential and not share them with anyone other than authorized bank representatives. Ensure that you call from your registered mobile number or the phone number associated with your Axis Bank account to ensure a smooth verification process.

Contacting Axis Bank customer care allows you to directly inquire about your account balance and seek clarification on any related concerns. The customer care helpline is available to assist you with account-related queries and provide prompt resolutions to your banking needs.

  • Interactive Voice Response (IVR) system for balance enquiry

Axis Bank’s Interactive Voice Response (IVR) system allows you to inquire about your account balance conveniently over the phone. Follow these steps to use the IVR system for balance enquiry:

  1. Dial the Axis Bank customer care helpline number: 1800-419-5959 or +91-22-67987700 (for customers calling from outside India).
  2. Listen to the IVR menu options carefully.
  3. Select the option for balance enquiry. The specific option number may vary based on the IVR menu at the time of your call.
  4. Follow the instructions provided by the IVR system. It may ask you to enter your account number or registered mobile number using the keypad on your phone. Make sure you have this information ready.
  5. Enter the required information as prompted by the IVR system.
  6. Wait for the IVR system to process your request.
  7. After processing, the IVR system will provide you with an automated response containing your account balance.
  8. Listen carefully to the balance information provided by the IVR system. Take note of your available balance and any other relevant account details announced during the call.
  9. If you have any further queries or require additional assistance, the IVR system may offer the option to speak to a customer care executive. Follow the instructions provided to connect with a live representative.
  10. Communicate your query or request for any further assistance related to your account balance to the customer care executive. They will assist you accordingly.

Ensure that you call from your registered mobile number or the phone number associated with your Axis Bank account to ensure a smooth verification process.

Axis Bank’s IVR system provides a convenient and efficient way to inquire about your account balance without the need to speak directly to a customer care executive. It saves time and allows you to access your account information at your convenience over the phone.

IV. Axis Bank Balance Enquiry through ATMs

A. Locating nearest Axis Bank ATMs

To locate the nearest Axis Bank ATMs, you can follow these steps:

  1. Visit the official website of Axis Bank.
  2. Look for the “ATM Locator” or “Find an ATM” option on the website. It is usually located in the top navigation menu or in the “Services” section.
  3. Click on the “ATM Locator” option. This will redirect you to the Axis Bank ATM Locator page.
  4. On the ATM Locator page, you will typically find a search bar or a map interface.
  5. If there is a search bar, enter your current location, such as your city or address, in the search field. You can also use additional filters like postal code or landmark to refine your search.
  6. Click on the “Search” or “Find” button to initiate the search.
  7. The ATM Locator will display a list of Axis Bank ATMs near your specified location. The list will include details such as the address, distance, and availability of services at each ATM.
  8. You can also view the ATMs on a map by selecting the map view option, if available. This provides a visual representation of the ATMs’ locations in your vicinity.
  9. Once you have identified the nearest Axis Bank ATM, you can make your way to that location to access the ATM services.

Alternatively, you can also use the Axis Bank Mobile Banking App or visit the nearest Axis Bank branch to inquire about the nearest ATM locations. The app may have a dedicated section for locating ATMs, while the bank branch staff can assist you in finding the nearest Axis Bank ATMs in your area.

By using the Axis Bank website or other available resources, you can easily locate the nearest Axis Bank ATMs and enjoy convenient access to cash withdrawal, balance enquiry, and other ATM services.

B. Steps to check balance at Axis Bank ATMs

To check your account balance at an Axis Bank ATM, follow these steps:

  1. Visit the nearest Axis Bank ATM in your area.
  2. Insert your Axis Bank debit card into the card slot provided on the ATM.
  3. Follow the on-screen instructions displayed on the ATM screen.
  4. Typically, you will be prompted to enter your Personal Identification Number (PIN) associated with your debit card. Use the keypad on the ATM to enter your PIN carefully.
  5. Once you have entered your PIN, select the “Balance Enquiry” option from the available options on the ATM screen. It may be labeled as “Check Balance” or a similar term.
  6. The ATM will process your request and retrieve your account balance information.
  7. After processing, the ATM screen will display your account balance. Take note of the available balance shown on the screen.
  8. If you have completed your balance enquiry and wish to perform additional transactions, you can select the appropriate options on the ATM screen. These options may include cash withdrawal, fund transfers, or other banking services.
  9. If you have finished using the ATM, make sure to collect your debit card from the card slot and any transaction receipts, if issued.

Checking your account balance at an Axis Bank ATM is a quick and convenient way to access your account information. It allows you to keep track of your available balance and make informed financial decisions.

V. Missed Call Service for Balance Enquiry

A. Activating missed call service for Axis Bank savings account

To activate the missed call service for your Axis Bank savings account, follow these steps:

  1. Ensure that your mobile number is registered with your Axis Bank savings account. If your mobile number is not registered, visit your nearest Axis Bank branch and update your mobile number in your account.
  2. Once your mobile number is registered, you can activate the missed call service by giving a missed call to the designated missed call number provided by Axis Bank. The specific missed call number may vary, so check with Axis Bank or refer to their website for the correct number.
  3. From your registered mobile number, dial the designated missed call number.
  4. Allow the call to ring for a few seconds and then disconnect. Make sure not to answer the call, as missed call service is activated by simply giving a missed call to the number.
  5. After giving the missed call, you will receive an SMS from Axis Bank confirming the activation of the missed call service for your savings account.
  6. Once the missed call service is activated, you can use it to check your account balance, mini statement, or perform other banking services by giving a missed call to the designated missed call number.
  7. Refer to the Axis Bank website or contact Axis Bank customer care to know the specific missed call numbers and corresponding services available for your savings account.

The missed call service provided by Axis Bank offers a convenient way to access basic account information using just a missed call from your registered mobile number. It saves time and effort, allowing you to stay updated on your account balance and transactions with ease.

B. Procedure for checking balance via missed call

To check your Axis Bank savings account balance via missed call, follow these steps:

  1. Ensure that your mobile number is registered with your Axis Bank savings account. If it is not registered, visit your nearest Axis Bank branch and update your mobile number in your account.
  2. From your registered mobile number, dial the designated missed call number provided by Axis Bank. You can find the specific missed call number on the Axis Bank website or by contacting Axis Bank customer care.
  3. Allow the call to ring for a few seconds and then disconnect. Do not answer the call, as missed call service is activated by giving a missed call to the designated number.
  4. Shortly after giving the missed call, you will receive an SMS from Axis Bank containing your savings account balance.
  5. Open the SMS to view your account balance. The SMS will display the available balance in your Axis Bank savings account.
  6. Take note of the balance information provided in the SMS for your reference.

Checking your Axis Bank savings account balance via missed call is a simple and convenient method. It allows you to quickly access your account balance using just a missed call from your registered mobile number, without the need for internet access or visiting a branch.

VI. Axis Bank Passbook Updates

A. Importance of maintaining a passbook

Maintaining a passbook for your bank account holds significant importance. Here are some key reasons why it is essential to keep a passbook:

  1. Record of Transactions: A passbook serves as a comprehensive record of all your financial transactions related to your bank account. It includes details such as deposits, withdrawals, interest earned, and any other transactions conducted on the account. This record helps you track and reconcile your financial activities, ensuring accuracy and transparency in your banking.
  2. Financial Management: The passbook acts as a valuable tool for financial management. By regularly updating your passbook, you can monitor your account balance, identify any discrepancies or errors, and keep a track of your expenses and savings. It provides a clear overview of your financial position, enabling you to make informed decisions regarding your finances.
  3. Proof of Transactions: The passbook serves as concrete proof of your financial transactions. In case of any disputes or discrepancies with your bank, the passbook can act as evidence of your transactions, ensuring that you can provide accurate documentation and resolve any issues promptly.
  4. Reference for Taxation: During tax filing or audits, the passbook can be a reliable source of information. It helps in providing accurate details of your income, expenses, interest earned, and other financial activities, ensuring compliance with tax regulations and facilitating a smooth tax filing process.
  5. Historical Documentation: A passbook holds a historical record of your banking activities. It provides a sense of financial history and can be useful for reviewing past transactions, analyzing spending patterns, and monitoring long-term financial goals. It offers a sense of financial continuity and aids in planning for future financial endeavors.
  6. Offline Access: Unlike digital banking statements, a passbook provides offline access to your account information. It is not dependent on internet connectivity or digital platforms, making it accessible even in remote areas or situations where online services are unavailable.

Overall, maintaining a passbook for your bank account is crucial for effective financial management, accurate record-keeping, and maintaining transparency in your banking transactions. It serves as a reliable source of information and can assist you in managing your finances efficiently.

B. Updating passbook at Axis Bank branches

To update your passbook at Axis Bank branches, follow these steps:

  1. Visit your nearest Axis Bank branch during working hours. It is recommended to check the branch timings beforehand to ensure they are open.
  2. Carry your passbook and any identification documents, such as your Aadhaar card, PAN card, or passport, for verification purposes. Having these documents with you will help in the authentication process.
  3. Approach the customer service or helpdesk counter at the branch and inform the bank staff that you would like to update your passbook.
  4. The bank staff will guide you to the dedicated passbook update counter or provide further instructions.
  5. Hand over your passbook to the bank staff at the passbook update counter. They will verify your details and initiate the updating process.
  6. The bank staff will update your passbook by stamping or printing the latest transactions in the designated sections of the passbook.
  7. Wait for the bank staff to complete the updating process. It may take a few minutes, depending on the number of transactions and the workload at the branch.
  8. Once the passbook is updated, the bank staff will return it to you.
  9. Take a moment to review the updated entries in your passbook. Ensure that all the transactions are accurately recorded.
  10. If you have any queries or require assistance related to your passbook or account, you can ask the bank staff for clarification or further guidance.

Remember to keep your passbook in a safe place to avoid any damage or loss. Regularly updating your passbook at Axis Bank branches ensures that you have an accurate record of your financial transactions and helps you stay informed about the latest updates in your account.

VII. Axis Bank Balance Enquiry through Email

A. Registering for email alerts

To register for email alerts for your Axis Bank account, you can follow these steps:

  1. Ensure that your email address is registered and up to date in your Axis Bank account. If you need to update or add an email address, you can visit your nearest Axis Bank branch or use the bank’s online banking services.
  2. Log in to your Axis Bank internet banking account using your user ID and password. If you haven’t registered for internet banking yet, you can do so by following the registration process provided by Axis Bank.
  3. Once logged in, navigate to the “Settings” or “Profile” section of your internet banking account. The exact location of these options may vary based on the internet banking interface.
  4. Look for an option related to “Email Alerts” or “Notification Preferences.” Click on it to access the email alert settings.
  5. In the email alert settings, you will find a list of available alert types that you can subscribe to. These may include balance alerts, transaction alerts, payment reminders, and more.
  6. Select the specific alert types you wish to receive via email. You can choose one or multiple alert types based on your preferences.
  7. Enter your preferred email address(es) in the designated field(s) provided for email alerts. Double-check that you have entered the correct email address to ensure the alerts reach the intended recipient.
  8. Save the changes or update your preferences by clicking the “Save” or “Update” button.
  9. Axis Bank will now send email alerts to the registered email address(es) for the selected alert types.

By registering for email alerts, you can stay informed about important updates and transactions related to your Axis Bank account. These alerts provide timely notifications and help you keep track of your finances conveniently via email. Remember to check your email regularly to stay updated on the alerts and take necessary actions, if required.

B. Receiving balance updates via email

To receive balance updates via email for your Axis Bank account, follow these steps:

  1. Ensure that your email address is registered and up to date in your Axis Bank account. If you need to update or add an email address, you can visit your nearest Axis Bank branch or use the bank’s online banking services.
  2. Log in to your Axis Bank internet banking account using your user ID and password. If you haven’t registered for internet banking yet, you can do so by following the registration process provided by Axis Bank.
  3. Once logged in, navigate to the “Settings” or “Profile” section of your internet banking account. The exact location of these options may vary based on the internet banking interface.
  4. Look for an option related to “Email Alerts” or “Notification Preferences.” Click on it to access the email alert settings.
  5. In the email alert settings, ensure that you have selected the balance alert type. This option is usually available and enabled by default.
  6. Enter your preferred email address in the designated field provided for email alerts. Double-check that you have entered the correct email address to ensure the balance updates reach the intended recipient.
  7. Save the changes or update your preferences by clicking the “Save” or “Update” button.
  8. Axis Bank will now send balance updates to the registered email address whenever there are changes to your account balance. This includes updates for deposits, withdrawals, interest earned, and any other transactions affecting your balance.
  9. Check your email regularly to stay updated on the balance updates. You can review the email notifications to track your account balance and monitor any changes.

By receiving balance updates via email, you can stay informed about the latest changes to your Axis Bank account balance. It provides a convenient way to monitor your finances and helps you stay in control of your account.

VIII. Utilizing Axis Bank Internet Banking for Detailed Statements

A. Accessing detailed account statements

To access detailed account statements for your Axis Bank account, you can follow these steps:

  1. Log in to your Axis Bank internet banking account using your user ID and password. If you haven’t registered for internet banking yet, you can do so by following the registration process provided by Axis Bank.
  2. Once logged in, navigate to the “Accounts” or “Account Summary” section of your internet banking account. The exact location of this section may vary based on the internet banking interface.
  3. Look for an option related to “Account Statements” or “Statement History.” Click on it to access your account statements.
  4. Select the desired account for which you want to view the statement. If you have multiple accounts linked to your internet banking profile, choose the specific account you wish to generate the statement for.
  5. Specify the date range for the statement you want to access. You can choose to generate statements for a specific period, such as a month or a year, or select a custom date range.
  6. Choose the format in which you want to download the statement. Axis Bank typically provides options like PDF, Excel, or CSV formats. Select the format that suits your preference.
  7. Click on the “Generate” or “Download” button to initiate the process of generating the account statement.
  8. Depending on the selected format and the size of your account statement, it may take a few moments to generate the statement. Be patient and allow the system to process your request.
  9. Once the statement is generated, you will be provided with a link or a download button to access the statement. Click on the appropriate option to open or save the statement file.
  10. If the statement opens in a PDF viewer or spreadsheet application, you can review and analyze the detailed transactions, balances, and other relevant information.
  11. Save the statement file to your computer or any desired location for future reference or record-keeping.

Accessing detailed account statements through your Axis Bank internet banking account gives you a comprehensive view of your transactions and helps you track your financial activities effectively. It enables you to review your account history, reconcile your records, and monitor your financial position accurately.

B. Analyzing transaction history and expenditures

Analyzing your transaction history and expenditures is an essential practice for effective financial management. By understanding your spending patterns and monitoring your financial activities, you can make informed decisions and take control of your finances. Here are some steps to help you analyze your transaction history and expenditures:

  1. Access your account statements: Log in to your Axis Bank internet banking account and navigate to the “Account Statements” or “Statement History” section. Generate the account statements for the desired period or select the specific statements you want to review.
  2. Review transaction details: Open the account statements and carefully review the transaction details. Pay attention to the date, description, and amount of each transaction. This will give you an overview of the inflows and outflows in your account.
  3. Categorize your transactions: Categorize your transactions into different categories such as groceries, utilities, dining, entertainment, transportation, etc. This will help you understand where your money is being spent and identify areas where you may need to make adjustments.
  4. Calculate total expenses: Add up the expenses for each category to calculate the total amount spent in that category. This will give you a clear picture of your spending distribution and highlight areas where you may be overspending.
  5. Identify trends and patterns: Analyze your transaction history to identify any recurring trends or patterns. For example, you may notice that you spend more on dining out during weekends or that your utility bills increase during specific months. Understanding these trends can help you plan your budget and make necessary adjustments.
  6. Set financial goals: Based on your analysis, set financial goals for yourself. Determine areas where you want to reduce expenses or save more. Setting specific goals will give you a target to work towards and help you prioritize your spending.
  7. Create a budget: Use the insights gained from analyzing your transaction history to create a realistic budget. Allocate specific amounts for different expense categories and track your actual spending against the budgeted amounts. This will help you stay on track and ensure that you are meeting your financial goals.
  8. Seek opportunities for savings: Identify areas where you can cut back on expenses and save money. For example, you may find that you spend a significant amount on eating out, and by reducing the frequency of dining out, you can save a substantial sum. Look for cost-saving alternatives or negotiate better deals with service providers to optimize your expenditures.
  9. Regularly monitor and adjust: Regularly monitor your transaction history and compare it against your budget. Make adjustments as needed to ensure that you are aligning your spending with your financial goals.

By analyzing your transaction history and expenditures, you gain valuable insights into your financial habits and can make informed decisions to improve your financial well-being. It allows you to track your expenses, identify areas for savings, and work towards achieving your financial goals effectively.

IX. Axis Bank Mobile Banking App for In-depth Account Management

A. Features of Axis Bank mobile app for account management

The Axis Bank mobile app offers a range of features for convenient and efficient account management. Here are some key features of the Axis Bank mobile app:

  1. Account Summary: Get a quick overview of your account balances, recent transactions, and credit card dues directly on the app’s home screen.
  2. Fund Transfers: Transfer funds instantly between your Axis Bank accounts or to other bank accounts using NEFT, IMPS, or RTGS. You can also set up beneficiaries and schedule future-dated transfers.
  3. Bill Payments: Pay utility bills, credit card bills, mobile recharges, and other bills conveniently from the app. Save billers and set up recurring payments for added convenience.
  4. Credit Card Management: View credit card details, check available credit limit, view statements, and pay credit card bills seamlessly through the app.
  5. Account Statements: Access and download your account statements for a specific period directly from the app. This allows you to review your transaction history and track your finances.
  6. Instant FD/RD Booking: Open fixed deposits (FD) or recurring deposits (RD) instantly through the app. Choose the deposit amount, tenure, and type of deposit to start earning interest on your savings.
  7. Mobile/DTH Recharge: Recharge your mobile phones or DTH (Direct-to-Home) services directly from the app. It supports recharges for various service providers.
  8. Mutual Fund Investments: Invest in a wide range of mutual funds through the app. Track your investments, view NAVs (Net Asset Values), and manage your portfolio conveniently.
  9. Personalized Offers: Get access to personalized offers and discounts on various categories like shopping, dining, travel, and more. These offers are tailored to your spending patterns and preferences.
  10. Secure Transactions: The Axis Bank mobile app ensures the security of your transactions through multiple layers of authentication, including MPIN, Touch ID, or Face ID.
  11. Branch/ATM Locator: Locate nearby Axis Bank branches and ATMs using the app’s integrated locator. You can search for specific services offered by branches and get directions to the nearest ATM.
  12. Customer Support: Contact Axis Bank customer support directly from the app for any queries or assistance related to your accounts or services.

The Axis Bank mobile app provides a user-friendly interface and robust features to manage your accounts conveniently on the go. It offers a comprehensive suite of banking services, allowing you to perform various financial transactions and access essential banking services with ease.

B. Transaction history and spending analysis

Transaction history and spending analysis are important tools for managing your finances effectively. By reviewing your transaction history and analyzing your spending patterns, you can gain valuable insights into your financial habits and make informed decisions. Here’s how you can perform transaction history and spending analysis:

  1. Review Transaction History: Access your account statements through your Axis Bank mobile app or internet banking. Review your transaction history to understand the inflows and outflows of money in your account. Pay attention to the transaction dates, descriptions, and amounts.
  2. Categorize Transactions: Categorize your transactions into different categories such as groceries, utilities, transportation, entertainment, dining, and others. This helps you group similar expenses together and provides a clear picture of your spending habits.
  3. Calculate Total Expenses: Add up the expenses within each category to calculate the total amount spent. This allows you to identify which categories account for the majority of your expenses.
  4. Identify Trends and Patterns: Look for recurring trends and patterns in your transaction history. Are there certain categories where you consistently spend more? Do you notice any seasonal variations in your spending? Understanding these trends helps you plan and manage your finances better.
  5. Set Budgets: Based on your spending analysis, set realistic budgets for different expense categories. Allocate specific amounts for groceries, utilities, entertainment, and other necessary expenses. This helps you control your spending and ensures that you’re not overspending in any particular category.
  6. Analyze Discretionary Spending: Identify discretionary expenses such as dining out, shopping, or entertainment. Review the frequency and amounts spent on these activities and evaluate whether they align with your financial goals.
  7. Seek Cost-saving Opportunities: Look for areas where you can cut back on expenses or find cost-saving alternatives. For example, you can reduce eating out or find ways to save on utility bills. Small changes can add up to significant savings over time.
  8. Track Income and Savings: Analyze your transaction history to assess your income sources and track your savings. Ensure that you allocate a portion of your income towards savings to build an emergency fund or work towards your financial goals.
  9. Use Personal Finance Tools: Utilize personal finance tools available through the Axis Bank mobile app or third-party apps to track your expenses, set budgets, and monitor your progress. These tools provide visual representations and alerts to help you stay on top of your financial health.
  10. Regularly Monitor and Adjust: Continuously monitor your transaction history and spending patterns. Compare your actual spending with your budgeted amounts and make adjustments as needed. Regularly reviewing your financial habits allows you to stay in control of your finances and make improvements where necessary.

By analyzing your transaction history and spending patterns, you gain insights into your financial behavior and can make informed decisions to achieve your financial goals. It empowers you to manage your expenses effectively, track your savings, and make necessary adjustments for a healthier financial future.

X. Frequently Asked Questions (FAQs)

How often should I check my Axis Bank savings account balance?

It is recommended to check your Axis Bank savings account balance regularly, ideally at least once a week, to stay updated on your financial status and monitor any suspicious activity.

Are there any charges for checking balance through different methods?

Axis Bank does not typically charge any fees for checking your savings account balance through various methods such as internet banking, mobile app, SMS banking, missed call service, or ATMs. However, it is advisable to refer to the bank’s official website or contact customer support to confirm the current fee structure.

What should I do if there is a discrepancy in my account balance?

If you notice a discrepancy in your Axis Bank account balance, immediately contact Axis Bank customer care to report the issue and initiate a resolution process. Keep a record of the discrepancy and provide any necessary documentation or details for investigation.


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